Davis Mortgage Information Center

As a service to our website visitors, we offer the following mortgage rate information and a mortgage calculator.   The mortgage rate data is updated daily. The mortgage calculator will assit you in determining the amount of your monthly mortgage payment and provide details on interest payments.

If you are a first time home buyer in the Davis area, or would like to learn about the process of getting a mortgage, we offer the informative article 5 Steps to Getting a Mortgage, which will help you understand the loan process.


Todays Mortgage Rates

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Mortgage Calculator

This mortgage calculator can be used to figure out monthly payments of a home mortgage loan, based on the home's sale price, the term of the loan desired, buyer's down payment percentage, and the loan's interest rate. This calculator factors in PMI (Private Mortgage Insurance) for loans where less than 20% is put as a down payment. Also taken into consideration are the town property taxes, and their effect on the total monthly mortgage payment.

Purchase & Financing Information

Show me the calculations and amortization